Creative Financing Prevents Bone - Tissue - Tooth Loss
Find more help regarding public and private
financial assistance for qualifying families and individuals here
It is generally accepted that as dental patients, we all "know" that we are supposed to do all the things our dentists and especially gum disease specialists want us to do.
And of course, we try to do the best we can with maintaining our dental health habits. With gum disease especially (undiagnosed or diagnosed), many of us may try to avoid treatment or avoid thinking about it.
As any patient who has traveled the "denial path" will tell you, denying or minimizing the need for diagnostics and therapy predictably leads to more devastating destruction that eventually causes the loss of bone, soft tissues, connective tissue and finally, our teeth.
Bad Economic Times
Patients from all walks of life in the USA (and other countries too) are experiencing the hard economic times we currently have. Delaying dental treatments is a popular method for cutting back on family or individual expenses.
During September 2009 it was reported that about 65% of the general public has cut back on dental care for themselves and their families. Children's dental care is a priority for nearly any family, however.
Cosmetic dentistry and restorative dentistry for older adults, in terms of demand, has dropped. Parents of families tend to be the last in line to get their oral health care needs met.
Since older adults tend to have a higher incidence of cumulative symptoms of gingivitis or periodontitis (advanced gum disease), it is understandable that treatment delays would be seemingly unavoidable.
Financing the Arrest
More and more general dentists, periodontists and reconstructive dentists are finding ways to help their patients stop the ravaging effects of advanced gum disease yet keeping things affordable and manageable until ideal choices are within easy reach.
In times past, many patients with untreated gum disease conditions became denture wearers. Lack of advanced technologies, treatment time and long term treatment costs prevented a good number of patients from beginning or completing treatments.
Today's advancements in gum disease treatments (traditional vs non invasive), specialized lasers, antimicrobial compounds and the overall sciences involved with bone and tissue replacement surgery offer treatment outcomes that weren't possible just a few years ago. (Visit Periodontal Alternatives page)
Talented doctors are now able to intervene at practically any stage to halt, control and even reverse the disease process so opportunities for re-establishing stable oral health is attained while any need or interest for reconstructing what was lost can begin in stages with whatever frequency suits the patient best.
In contrast to times past, treatments can now be "modularized", making it easy for patients to get started on the basics of controlling or eliminating the active disease and be able to schedule treatments later that enable them to get back what they have lost and with any number of choices of the final results they want later.
Well known financial institutions now offer financing plans (some even interest free) that enable us to get the dental care when it is needed ... and MOST affordable. Federal, State and Local government and private agencies also provide assistance for qualifying families.
More information about these resources is available on the internet. Most firms now provide on-line application forms to simplify the loan application process.
- Medicaid Qualified recipients can contact State agencies for more information
- FreeDentistry.com State by state directory of free or reduced fee health care resources
- Dental Research Programs Investigate Free Opportunities, Nationally and Internationally
- CitiBank offers the Citi Health Card
- CareCredit, a popular provider
- CapitalOne Credit offers financing plans for assorted dental surgery needs
- EZPay Solutions offers financing plans dedicated to helping people with all credit histories attain financing for dental services (not to be confused with EZ Pay Dental)
- More and more practices offer In-House Financing for new and established patients